Tags loan access Only 8.8 per cent of SMEs have access to loans: FiinGroup Thursday, Aug 27, 2026 SMEs account for about 94 per cent of businesses nationwide but generate less than 20 per cent of total revenue and around 8 per cent of import-export turnover, the report said. Only 2% cooperatives have access to loans Wednesday, May 23, 2018 Only some 2 per cent of cooperatives have access to loans, while most still manage by themselves, the Viet Nam Cooperative Alliance (VCA) reported.